Quick Answer: Calgary hail damage recovery follows a predictable sequence: document damage within 48 hours, file with your insurer within 7 days, get a HAAG-certified inspection before the adjuster visit, and choose a local contractor (not a storm chaser) for the rebuild. Class 4 impact-rated shingles often qualify for 5% to 15% insurance discounts. Most full hail-claim settlements in Calgary range from $12,000 to $30,000 for a residential roof, with claim cycles running 30 t